Berkeley, California insurance
Auto and home insurance in Berkeley, Alameda County - including the hard-to-place risks standard carriers decline.
A university city straddling the Hayward Fault, where the wooded Berkeley Hills carry serious wildfire risk and older homes heighten earthquake concern.
Insurance in Berkeley
Parts of the Berkeley area of Alameda County carry moderate wildfire exposure, especially near the wildland-urban interface. Some homes are standard-market, while others near brush and open hills need non-standard or FAIR Plan solutions.
the Berkeley area of Alameda County sits in a seismically active area, and because standard home policies exclude earthquakes, separate earthquake coverage is worth considering.
Flooding is a real consideration in the Berkeley area of Alameda County, and since standard home policies exclude flood, separate flood coverage may be needed for exposed properties.
Coverage we place in Berkeley
- Non-standard and SR-22 auto insurance
- Homeowners, condo, renters, and landlord coverage
- Wildfire and FAIR Plan solutions for hard-to-insure homes
- Auto and home bundles
Berkeley is part of Alameda County. See our Alameda County insurance page for more on regional risks and coverage.
Berkeley insurance FAQ
Do you write home insurance in Berkeley?
Yes. We place homeowners, condo, renters, landlord, and mobile home coverage in Berkeley, and we handle hard-to-insure homes when the standard market declines.
Do you cover SR-22 and non-standard drivers in Berkeley?
Yes. We specialize in non-standard auto in Berkeley, including SR-22 filings and drivers with tickets, a DUI, a lapse, or a foreign license, often with same-day filing.
Is a quote in Berkeley free?
Yes. We are an independent broker paid by carriers, so quoting and shopping your Berkeley coverage is free and puts you under no obligation.
Get a free quote in Berkeley
Turned down elsewhere? That is exactly who we help. Tell us what you need and a licensed California agent will reach out with real options.
Prefer to talk? Call (916) 469-5253.