California insurance by county and city

We write auto and home insurance across all 58 California counties and every major city - specializing in the wildfire-exposed homes and high-risk drivers other agents decline.

InsuranceMonster mascot holding a California map with a location pin

InsuranceMonster is an independent California broker serving all 58 counties and every major city. We specialize in non-standard and SR-22 auto and in hard-to-insure and wildfire-exposed homes, including FAIR Plan alternatives. Choose your county or city below, or get a free quote.

By region and county

California counties we serve

Localized auto and home coverage, including wildfire and FAIR Plan help where the market is tight. Region headings link to a regional overview; each county has its own page.

Southern California

Inland Empire

Bay Area

Central Coast

Central Valley

Sacramento Valley

Sierra Nevada

Gold Country

Eastern Sierra

North Coast

Far North

Major cities

California cities we serve

Dedicated pages for the state's largest cities and highest-demand markets.

Alhambra Anaheim Antioch Apple Valley Arcata Arroyo Grande Auburn Bakersfield Berkeley Big Bear Lake Buena Park Burbank Camarillo Carlsbad Carson Cathedral City Chico Chino Chino Hills Chula Vista Clovis Compton Concord Corona Cupertino Daly City Davis Delano Downey El Monte Elk Grove Escondido Eureka Fairfield Folsom Fontana Fremont Fresno Garden Grove Gilroy Glendale Goleta Grass Valley Hayward Hemet Hollister Huntington Beach Indio Inglewood Irvine Jurupa Valley La Mesa La Quinta Lake Arrowhead Lake Elsinore Lake Forest Lakewood Lancaster Livermore Lodi Lompoc Long Beach Los Angeles Malibu Manteca Menifee Merced Milpitas Modesto Monterey Moreno Valley Mountain View Murrieta Newport Beach Norwalk Novato Oakland Oceanside Ojai Ontario Orange Oxnard Palm Springs Palmdale Palo Alto Paradise Pasadena Paso Robles Perris Petaluma Pleasanton Pomona Porterville Poway Ramona Rancho Cucamonga Redding Redlands Richmond Ridgecrest Riverside Rocklin Roseville Sacramento Salinas San Bernardino San Clemente San Diego San Francisco San Jose San Leandro San Luis Obispo San Rafael San Ramon Santa Ana Santa Barbara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Rosa Simi Valley South Lake Tahoe Stockton Sunnyvale Temecula Thousand Oaks Torrance Tracy Truckee Tulare Turlock Tustin Ukiah Upland Vacaville Vallejo Ventura Victorville Visalia Walnut Creek Watsonville West Covina Whittier Yorba Linda Yucaipa

Answers

California coverage FAQ

What parts of California does InsuranceMonster cover?

We write auto and home insurance across all of California, all 58 counties and every major city, from Los Angeles and San Diego to the Bay Area, the Central Valley, wine country, and the far north.

Do you specialize in high-risk areas?

Yes. Our focus is exactly the places standard carriers pull back from - wildfire-exposed counties, non-renewed homes, and high-risk drivers who need non-standard or SR-22 coverage.

Is a quote free anywhere in California?

Yes. We are an independent broker paid by carriers, so quoting and shopping your coverage is free statewide and puts you under no obligation.

Get started

Get a free California quote

Turned down elsewhere? That is exactly who we help. Tell us what you need and a licensed California agent will reach out with real options.

Prefer to talk? Call (800) 555-0100.