San Francisco, California insurance
Auto and home insurance in San Francisco, San Francisco County - including the hard-to-place risks standard carriers decline.
A dense, fully urban city where wildfire risk is minimal but earthquake exposure on the San Andreas and Hayward faults is the defining hazard, along with coastal flooding.
Insurance in San Francisco
Wildfire risk is relatively low across most of the San Francisco area of San Francisco County, so home coverage here is usually available in the standard market.
the San Francisco area of San Francisco County sits in a seismically active area, and because standard home policies exclude earthquakes, separate earthquake coverage is worth considering.
Flooding is a real consideration in the San Francisco area of San Francisco County, and since standard home policies exclude flood, separate flood coverage may be needed for exposed properties.
Coverage we place in San Francisco
- Non-standard and SR-22 auto insurance
- Homeowners, condo, renters, and landlord coverage
- Wildfire and FAIR Plan solutions for hard-to-insure homes
- Auto and home bundles
San Francisco is part of San Francisco County. See our San Francisco County insurance page for more on regional risks and coverage.
San Francisco insurance FAQ
Do you write home insurance in San Francisco?
Yes. We place homeowners, condo, renters, landlord, and mobile home coverage in San Francisco, and we handle hard-to-insure homes when the standard market declines.
Do you cover SR-22 and non-standard drivers in San Francisco?
Yes. We specialize in non-standard auto in San Francisco, including SR-22 filings and drivers with tickets, a DUI, a lapse, or a foreign license, often with same-day filing.
Is a quote in San Francisco free?
Yes. We are an independent broker paid by carriers, so quoting and shopping your San Francisco coverage is free and puts you under no obligation.
Get a free quote in San Francisco
Turned down elsewhere? That is exactly who we help. Tell us what you need and a licensed California agent will reach out with real options.
Prefer to talk? Call (916) 469-5253.