Irvine, California insurance
Auto and home insurance in Irvine, Orange County - including the hard-to-place risks standard carriers decline.

A master-planned city that is largely standard-market, though canyon-edge neighborhoods near the foothills can face wildfire underwriting scrutiny.
Insurance in Irvine
Parts of the Irvine area of Orange County carry moderate wildfire exposure, especially near the wildland-urban interface. Some homes are standard-market, while others near brush and open hills need non-standard or FAIR Plan solutions.
the Irvine area of Orange County sits in a seismically active area, and because standard home policies exclude earthquakes, separate earthquake coverage is worth considering.
Flooding is a real consideration in the Irvine area of Orange County, and since standard home policies exclude flood, separate flood coverage may be needed for exposed properties.
Coverage we place in Irvine
- Non-standard and SR-22 auto insurance
- Homeowners, condo, renters, and landlord coverage
- Wildfire and FAIR Plan solutions for hard-to-insure homes
- Auto and home bundles
Irvine is part of Orange County. See our Orange County insurance page for more on regional risks and coverage.
Irvine insurance FAQ
Do you write home insurance in Irvine?
Yes. We place homeowners, condo, renters, landlord, and mobile home coverage in Irvine, and we handle hard-to-insure homes when the standard market declines.
Do you cover SR-22 and non-standard drivers in Irvine?
Yes. We specialize in non-standard auto in Irvine, including SR-22 filings and drivers with tickets, a DUI, a lapse, or a foreign license, often with same-day filing.
Is a quote in Irvine free?
Yes. We are an independent broker paid by carriers, so quoting and shopping your Irvine coverage is free and puts you under no obligation.
Get a free quote in Irvine
Turned down elsewhere? That is exactly who we help. Tell us what you need and a licensed California agent will reach out with real options.
Prefer to talk? Call (800) 555-0100.
